Terms and Conditions for torivantexo.sbs Use
Welcome to torivantexo.sbs. These terms govern your access to our blog, reviews, and analytical content about finance apps and personal planning tools in Malaysia. Please read them carefully before using the website.
Last revised: February 7, 2026
Acceptance of Terms
By accessing or browsing torivantexo.sbs, you indicate that you understand and agree to these terms and all related policies. Please discontinue use if you do not consent to any part of these conditions.
Definitions
This section explains important concepts for clarity.
"Website" refers to torivantexo.sbs and all pages, content, and functions provided under this Torivantexo.
"User" means any visitor, subscriber, or individual accessing content through this website.
"Content" includes blog posts, reviews, analyses, articles, and application descriptions published here.
"Provider" is the team responsible for maintaining and operating this site.
Permitted Use of Our Service
You may access material for personal, non-commercial use and share links with others, provided you do not alter or misrepresent content.
Eligibility
You must be at least 18 years old and able to form legally binding agreements under Malaysian law to use this site.
This site is not targeted to minors under 18.
User Responsibilities
By using torivantexo.sbs, you agree to act lawfully and protect the rights of all users and the provider.
Prohibited Uses
You may not misuse this website or its services.
Intellectual Property Rights
All website content is the property of torivantexo.sbs or licensors, regardless of format, and protected by copyright laws. You may not reproduce or distribute materials without explicit permission.
User-Provided Content
By submitting comments or messages, you grant the provider a license to display and use your content as described herein.
User Content Rights and Responsibilities
You are responsible for any content you submit, ensuring it does not violate laws or third-party rights.
Privacy and Data Protection
We are committed to safeguarding user privacy in accordance with Malaysian laws. Information about our policies and your rights is detailed in our privacy policy.
See Privacy PolicyDisclaimer of Liability
All content is provided for general informational purposes only.
No Guarantees or Endorsements
No content on torivantexo.sbs constitutes financial or professional advice or guarantees. Results may vary, and you should seek personalized guidance where appropriate.
Limitation of Liability
The provider is not liable for damages or losses arising from website use or third-party services linked here.
Indemnification
You agree to indemnify the provider from any third-party claims due to your content, violation of terms, or misuse of the website.
Dispute Resolution and Governing Law
This section details steps in case of conflicts or legal claims.
Arbitration
Any disputes not informally resolved shall be submitted to arbitration in Malaysia in accordance with national procedures.
Nothing limits your right to seek legal remedies as provided by law.
Online Dispute Resolution
For eligible claims, you may access online dispute mechanisms guided by Malaysian regulatory authorities.
Learn more about dispute proceduresSeverability
If any provision is held invalid, the remainder of the terms remain in effect.
Entire Agreement
These terms and referenced policies form the sole, entire agreement between provider and users regarding website access.
Applicable Law and Jurisdiction
Malaysian law governs these terms and website use.
Termination
We reserve the right to suspend or disable access for breaching these terms or for site maintenance needs.
Modifications
Terms may be updated periodically. Continued use of the site implies acceptance of any changes.
Contact for Policy Matters
Get in touch for questions or clarifications about these terms.
Contact Email: content@torivantexo.sbs
Phone: +60 4-730 8934
Address: Regus - Kuala Lumpur Bukit Bintang City Centre, Kuala Lumpur 55100 Malaysia
Effective Date: February 7, 2026
Version: 2.0